According to the relevant данные file of ASK, in 2018, 53.4% of households in Косово felt the cost of housing and housing as a "heavy burden" on their shoulders
. Although this rate decreased to 40.7% in 2020, signaling a temporary relief, the rate jumped sharply to 63.3% in 2021, when global inflation started to show its effects.
. In the same year, the rate of the happy minority who described their housing expenses as "not a burden at all" remained at only 1.6%.
. (Note: There is no official ASK данные in this item for the years 2022-2024
, but global inflation trends suggest that the burden continues).
and not paying the mortgage
Why are housing expenses a heavy burden in a country?
The answer lies in the energy inefficiency of the existing housing stock in Косово and the ratio of basic service (electricity, water, fuel) costs to household incomes. Even if consumers do not pay rent; High heating costs in winter months, constant renovation/renovation needs of old houses and general dues/bill expenses put a strain on budgets.
The fact that housing expenses constitute a heavy burden shows that the рынок is hungry for cost-effectively built, affordable projects rather than luxury residences. Construction companies that offer compact living spaces or convenient promissory notes/installment plans at the time of purchase can maximize sales speed by easing the financial burden of the consumer.
The biggest burden in a house without rent is energy. Using high quality insulation materials in construction projects and integrating infrastructures such as solar energy or heat pump; Since it will reduce the consumer's "monthly operating expenses (dues and bills)", it will directly increase the preference rate of your project in the Косово рынок.